Terms of Use

Effective September 9, 2026

These Terms of Use (“Terms”) govern your use of quickiemortgages.com and the lender-matching service it provides (together, the “Service”), operated by Quickie Business Services LLC, doing business as Quickie Mortgages, 8 The Green, Suite A, Dover, DE 19901 (“Quickie Mortgages,” “we”). By using the Service or submitting a request you agree to these Terms, our Privacy Policy, and our Disclosures (including the E-Sign Consent). If you do not agree, do not use the Service. These Terms contain an arbitration agreement and class-action waiver in Section 13.

1. What the Service is — and isn’t

The Service lets you describe a residential mortgage need and asks licensed mortgage lenders, brokers, and related partners in our network (“Partners”) to contact you about it. Quickie Mortgages is a marketing and lead-matching company. We are not a lender, mortgage broker, or loan originator; we do not take applications, quote or lock rates, or make credit decisions; and we do not guarantee that any Partner will contact you, offer you a loan, or offer particular terms. Any relationship you form with a Partner is between you and that Partner under its own terms and disclosures. Nothing on the Service is an offer or commitment to lend.

2. Eligibility and your representations

By submitting a request you represent that:

you are at least 18 years old and a resident of the United States;
the information you submit is accurate and complete to the best of your knowledge, and you will update it with the Partner you choose;
you are submitting your own information (or a co-borrower’s with their authority), not someone else’s;
you are the subscriber or customary user of the mobile number you provide, you will tell us if that number is reassigned, and you have authority to consent to calls and texts to it.

3. How your request is shared; consent to be contacted

When you submit a request you direct us to share it with up to 4 Partners, who may compensate us for the connection. You also provide the express written consent set out on our Disclosures page, permitting Quickie Mortgages, its affiliates, and those Partners to contact you by phone, text, and email — including with automated dialing technology, artificial or prerecorded voice, and AI-assisted tools — about your request and related home-financing products, even if your number is on a Do-Not-Call list. Consent is not a condition of any purchase and you may revoke it at any time as described there. Your consent, and our records of it, survive any termination of these Terms. Calls may be recorded or monitored.

4. Compensation

You are never charged by Quickie Mortgages. Partners may pay us a flat fee for connecting them with consumers who requested contact. That fee is not contingent on whether any loan closes, does not vary with the terms of any loan, and does not affect the rates or terms a Partner offers you.

5. License to your submission

You grant Quickie Mortgages a perpetual, worldwide, royalty-free license to store, use, reproduce, and disclose the information you submit for the purposes described in these Terms and our Privacy Policy, including to Partners, affiliates, and service providers, and to create de-identified and aggregated data. Your privacy rights, including the right to opt out of sale and sharing, are described in the Privacy Policy and are not limited by this license.

6. Content and no advice

Guides, calculators, examples, and descriptions on the Service are general information for educational purposes. They are not financial, legal, or tax advice; not an offer, solicitation, or advertisement of specific credit terms by us or any Partner; and not a guarantee of any outcome. Descriptions of loan programs are descriptions of publicly available programs, are subject to change, and may not apply to you. A lender’s written disclosures control. Consult qualified professionals about your situation.

7. Acceptable use

You may not use the Service to submit false, duplicate, or automated requests; scrape or harvest data; reverse-engineer, interfere with, or overload the Service; circumvent security or rate limits; use the Service for any unlawful purpose; or use it if you are a competitor collecting information about our business. We may block access and decline or discard requests that appear fraudulent or abusive.

8. Intellectual property

The Service, its design, text, graphics, software, and the Quickie name, logos, and marks are owned by or licensed to Quickie Business Services LLC and protected by law. You may use the Service for your personal, non-commercial purposes only. No other license is granted.

9. Partners and third parties

Partners and other third parties are independent of us. We do not control and are not responsible for their acts, omissions, offers, disclosures, rates, fees, content, or compliance, or for websites we link to. Verify any lender or loan officer at NMLS Consumer Access and read its disclosures before you commit. If a Partner does not live up to our Partner standards, tell us at team@quickiemortgages.com.

10. Disclaimers

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT ANY PARTNER WILL CONTACT YOU OR OFFER YOU CREDIT, THAT ANY INFORMATION IS ACCURATE OR CURRENT, OR THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.

11. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, QUICKIE MORTGAGES, ITS AFFILIATES, AND THEIR OWNERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, DATA, OR GOODWILL, OR FOR ANY LOSS ARISING FROM YOUR DEALINGS WITH ANY PARTNER OR THIRD PARTY. OUR TOTAL LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE WILL NOT EXCEED ONE HUNDRED DOLLARS ($100). SOME STATES DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME OF THESE MAY NOT APPLY TO YOU.

12. Indemnification

You agree to indemnify and hold harmless Quickie Mortgages and its affiliates from claims, losses, and expenses (including reasonable attorneys’ fees) arising from information you submit that is false or that you were not authorized to submit, or from your violation of these Terms or applicable law.

13. Disputes; arbitration; class waiver

Please read carefully. Any dispute, claim, or controversy arising out of or relating to the Service or these Terms will be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, except that either party may bring an individual claim in small-claims court and either party may seek injunctive relief in court for intellectual-property or unauthorized-access claims. The Federal Arbitration Act governs this section. The arbitrator may award the same individual relief a court could, and we will pay arbitration filing fees that exceed the cost of filing in court. YOU AND QUICKIE MORTGAGES EACH WAIVE THE RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS, COLLECTIVE, OR REPRESENTATIVE ACTION. You may opt out of this arbitration provision by emailing team@quickiemortgages.com with your name and the words “arbitration opt out” within 30 days of first using the Service. Nothing in this section limits your right to file a complaint with any government agency or to exercise privacy rights under applicable law.

14. Governing law

These Terms are governed by the laws of the State of Delaware and applicable federal law, without regard to conflict-of-law rules, except where the consumer-protection law of your state of residence requires otherwise.

15. Electronic communications

You agree to receive notices, disclosures, and communications from us electronically, and that they satisfy any requirement that they be in writing, as described in the E-Sign Consent on our Disclosures page.

16. California notice

Under California Civil Code §1789.3, California residents may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (800) 952-5210. The Service is provided by Quickie Business Services LLC, doing business as Quickie Mortgages, 8 The Green, Suite A, Dover, DE 19901, team@quickiemortgages.com. There is no charge to consumers for the Service.

17. General; changes; contact

These Terms are the entire agreement between you and us about the Service. If any provision is unenforceable, the rest remains in effect. Our failure to enforce a provision is not a waiver. We may update these Terms; the effective date above reflects the latest version, and continued use after changes constitutes acceptance. Questions: team@quickiemortgages.com. Mail: 8 The Green, Suite A, Dover, DE 19901.